Mold Damage

Have YOU Suffered

Mold Damage?

Mold Damage Claims

Mold and mildew are the number one contributor to breathing difficulties and respiratory problems in American households. According to statistics, around 30 percent of Americans have a respiratory ailment associated or aggravated by mold, including allergies, and asthma.

Thanks to today’s innovative technologies, specialists can easily identify and classify the different types of mold existing when evaluating your property, proposing the best treatment to eradicate mold and its dangerous spores.

Prolonged exposure to mold and its spores can lead to serious infections, including flu-like symptoms, asthma, bronchitis, skin irritations, cognitive problems just to name a few. The good news is that most insurance companies take care of the situation, to help with a mold-free environment for you and your family.

It is important to know that mold damage is often the result of water damage and leaks. Although it is visible quickly, mold can also be hidden behind cabinets, walls, roofs, ceilings, and other places where it finds the right conditions to thrive.

Here we understand that insurance companies will use what they can to avoid taking responsibility for issues. Mold can be tricky for people without experience. Insurance companies love to suggest that problems are due to homeowners not taking necessary precautions, which is why it’s best to allow the experts at Carolina Claims Solutions to lead the way.

What is a Public Adjuster?

A public adjuster is a state-licensed insurance professional specializing in managing every aspect of an insurance claim on behalf of the policyholder. Unlike your insurance company’s adjuster, who works for the insurance company, a public adjuster represents you and your interests. Public adjusters are individually-licensed and work as independent contractors. 46 states in America have specific licensing requirements for public adjusters. In order to call yourself a licensed public adjuster in most states, you need to meet strict requirements. Alabama, Alaska, Arkansas, South Dakota, and Wisconsin do not have regulatory schemes for public adjusters.
What do Public Adjusters Do?

Generally speaking, a public adjuster manages every aspect of your claim from beginning to end. They investigate, inspect, appraise, and adjust the insurance claim. Unlike your insurance company’s adjuster, however, a public adjuster works for you. The goal is to maximize the amount of compensation you receive from your insurance company. A public adjuster will ensure your claim is handled efficiently and achieves a fair outcome. The public adjuster will also negotiate with the insurance company on your behalf.
What should I look for in a Public Adjuster?

You should look for the same qualities you would look for in any other professional, which includes experience and proven performance. Your Public Adjuster must be licensed and bonded. Your chosen Public Adjuster should also utilize its own staff of adjusters, appraisers and other professionals to assist him or her in maximizing the benefits you are entitled to receive after a claim. The Public Adjuster you choose should be aware of your needs and responsive to your concerns.
Do I need a Public Adjuster?

If you’ve experienced a disaster at your property, then you may be considering hiring a public adjuster. Public adjusters are licensed & bonded, experienced insurance professionals. We can help you avoid making mistakes on your insurance claim. We keep your insurance company honest. Every day we get calls from clients who were underserved by their insurance. Just last month we helped serve a family who originally received just under 6k from their insurance. After reviewing the claim and going through our process we finished with 50k for our client. It’s up to you to decide if you need a public adjuster.
When should I hire a Public Adjuster?

As a general rule, you should consider hiring a public adjuster if you have an insurance dispute totaling over $10,000. If you believe your home has sustained $15,000 worth of damage after a hailstorm, for example, and your insurance company offers you a check for $5,000, then you may wish to hire a public adjuster. You should also consider hiring a public adjuster if you want to expedite the claims process, maximize your compensation, or ensure fair treatment from your insurance company. Some people hire a public adjuster simply to take a load off their back during a stressful time. During the days or weeks following a disaster, dealing with an insurance claim may be the last thing you want to do.
What is a Loss Adjuster, Private Adjuster, or Private Claims Adjuster?"

A loss adjuster, private adjuster, private claims adjuster, public loss adjuster, private loss adjuster, and public insurance adjuster are all different terms for a public adjuster. These professionals work on behalf of you, the policyholder and represent your best interests.